Offer your clients more

Banjo's Partner Program rewards you for taking good care of your clients

Partner with Banjo

What we offer you

New revenue streams

Move beyond compliance work and impress your clients by proactively solving their financing needs with a Banjo business loan. Be rewarded with a new referral revenue stream.

Good, old-fashioned service

Our local Australian team of experienced bankers will provide you and your clients with the kind of service and support any business owner should expect.

Transparent reporting

Your Partner Dashboard enables you to start, manage and track business applications for your clients and monitor your referral revenues in real time.

Accounting software integration

Banjo plays nicely with major cloud and desktop accounting software packages to streamline business applications for your clients.

Why your clients will love us

Unsecured loans $20,000 - $500,000

If your clients have already proven themselves in business they shouldn't have to bet the house to get a loan. Our loans generally don't require security over personal assets*.

Better rates for better businesses

We believe that strong businesses should not have to subsidise weak ones. Our loans offer lower fixed fee (or interest expense) for stronger businesses.

Easy loan applications and fast funding

We make borrowing easy with online loan applications, quick lending decisions and funding in as little as 1 business day^.

How our partner program works

Join us

Request to join Banjo's Partner Program. It only takes a minute and it's free

Refer your clients

Start a loan application and invite your clients directly from your Partner Dashboard

Reap your rewards

Track your clients' loans and your referral income in real time on your Partner Dashboard

What our partners say about us

"Partnering with Banjo means we are seen as a solutions provider rather than an admin service by our clients and they love Banjo's fast application and quick payment process. Some have waited over 3 months for their banks to assess them, only to be rejected. Banjo provides a true win/win formula for our practice and our clients"

Nicholas Pateras

Wilson Pateras Accountants and Advisors

Partner with Banjo


What products does Banjo offer?

Currently we offer 6, 12, 18 and 24 month loans.

Why should I refer my clients to Banjo?

Unlike many lenders, we are able to offer your clients risk-based pricing for loans. This means that clients with stronger businesses pay lower fixed fee (or interest expense).

Which clients is Banjo suitable for?

Banjo is ideal for businesses at least 2 years old with at least $500,000 pa in revenue. We lend to any business structure - companies, trusts, partnerships and sole proprietors.

What can a Banjo loan be used for?

Banjo's loans are used for many different purposes. Most commonly businesses borrow from us for working capital, inventory purchase, business expansion and debt consolidation.

Can a client borrow multiple times?

Yes, we have made it really easy for your clients to reapply for a loan with just a few clicks.

How much does a Banjo loan cost?

We charge an upfront origination fee of 1.5% of the loan amount on each 6 month advance, 2.25% origination fee of the loan amount on each 12 month advance, 2.5% origination fee of the loan amount on each 18 month advance and 2.75% origination fee of the loan amount on each 24 month plus fixed fee (or interest expense). The fixed fee (or interest expense) charged varies depending upon the strength of your client's business. We do not charge any fees for early loan repayment.

How does Banjo fund its loans?

Our loan funds are provided by a range of financial institutions and private investors.

How much does it cost to join Banjo's Partner Program?

It is free to join and there are no ongoing fees!

How do I refer my clients?

Once you have discussed the suitability of our loans with your clients you can start a loan application for them from your Partner Dashboard.

Can I submit loan applications on behalf of my clients?

You can fill out most of the loan application for your clients but they will need to submit the application following agreement of all authorised officers.

Can I submit a loan application via email?

No, all loan applications need to be completed via our website.

How do I track my client's applications and progress?

You can log in to your Partner Dashboard to see the status of any of your client's loan applications. You can also keep track of your referral revenues.

How much and when will I get paid?

We pay partners referral fees based upon the number and value of loans funded. Referral fees are paid monthly in arrears by direct credit to your bank account.

What accounting software does Banjo support?

To speed up the application process we enable direct linkage to cloud-based accounting software such as Xero and MYOB as well as upload from desktop software such as MYOB and Reckon

What if I have questions or need help?

You can call us during business hours on 1300 22 65 65 or email us at

Learn more about Banjo's Partner Program

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* While Banjo does not take security over assets, director guarantees may be required.

^ Funds could be transferred to your client's bank account in as little as one business day following their acceptance of Banjo's loan offer.

* Disclaimer: Fees, lending criteria, terms and conditions apply (including a origination fee on each advance of 1.5% for 6 months, 2.25% for 12 months, 2.5% for 18 months or 2.75% for 24 months). Actual fixed fee (or interest expense) and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Fixed fee (or interest expense) accrues upfront and is paid in instalments. While Banjo does not generally take security over assets, director guarantees may be required and, if a loan is over $250,000, a general security deed or other security may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.